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People's Leasing & Finance PLC:The Trusted Leader
What notice is necessary to obtain a Self-e-cash Loan?
No notice is necessary.
What is a Self-e-cash Loan?
This is a temporary loan against the deposit that customers...
Will you allow a loan on the deposit?
Yes. You are eligible to apply for a loan against...
Can I get a part payment, prematurely?
Yes. The same procedure is applicable as for a full...
Do I need to give notice of withdrawal?
No. However, in a case of a withdrawal by cash...
At maturity how can I withdraw my deposit?
You have to surrender the original FD certificate duly discharged...
If I do not respond to the notice regarding the...
On a monthly interest payment fixed Deposit, the capital will...
What is the procedure, to get my deposit renewed?
In case of change the deposit period / for part...
When do you intimate the maturity of the deposit?
An automated SMS is sent 3 days in advance of...
Can you pay interest to the joint depositor or a...
Yes, with the instructions of deposit holder/s the interest can...
What are the modes of maturity interest payments?
As per the instruction given by the depositor/s in the...
What are the modes of monthly interest payments?
As per the instruction given by the depositor/s in the...
Do you pay monthly interest on deposits?
Yes, interest can be paid monthly or at maturity.
What other benefits are available for PLC Depositors?
Loan facilities against the deposit.Letters of guarantee (Bank Guarantees)PLC Online...
What happens to my deposit when I reach the age...
At the time of maturity of the deposit, automatically deposit...
Can a joint deposit be opened with a Senior Citizen,...
No, at the time of opening the deposit all joint...
Who is eligible to open a Senior Citizens deposit?
Customers who are 60 years of age or above are...
Can I withdraw my Fixed Deposit before maturity?
Yes. You could at any given time. However, you could...
Can funds be deposited from time to time as additions...
No. Addition payments could be made only at the date...
How do I deposit funds to open a fixed deposit?
The deposit can be made to your nearest PLC Branch,...
If I uplift the deposit before maturity, will I get...
No. Rate will be decided by the company.
If the interest rate reduced / increased after placing the...
No. Once the deposit is placed, agreed interest will not...
What happens if I lose or misplace my FD certificate?
To perform any transaction, you need the original FD certificate....
When I open a deposit do I get a fixed...
Yes, you will be given a certificate including deposit number,...
In a case of a joint deposit could any one...
If the operating instructions given as BOTH PARTY in the...
Can I change the nominees?
In the case of a new deposit the mandate provides...
What will happen if I do not provide the required...
PLC will have the right to reject the deposit.
Will this information be confidential?
Yes, under Section 61 of the Finance Business Act No...
Why the CDD (Customer Due Diligence) form is important?
In order to prevent, identity theft, identity fraud, money laundering,...
Can a holder of a power of attorney sign the...
Yes. At the time of opening the account the original...
In case of a joint Fixed Deposit who could operate...
As per to the instructions provided in the FD Application...
In case of death of the deposit holder/s what is...
If nominee is available: Upon the submission of the following...
Is there provision for Nomination for a Deposit?
Yes. You can nominate any person/s as you wish. If...
In a case of a joint deposit if one of...
Yes. The surviving holder can withdraw the deposit. If the...
What are the documents needed to open a Fixed Deposit?
For individuals: A duly completed FD applicationIndividual CDD & If...
Will Withholding Tax be deducted at source from interest?
At present no any WHT deductions for Fixed Deposits. (The...
What are the periods for deposits are accepted at present?
Tenor starting from 1 month to 2,3,6,12,13,15,18,24,36,48 and 60 months...
What are the present FD interest rates?
Click below link for the present FD interest rates. https://www.plc.lk/products/fixed-deposits-savings/fixed-deposits/
What is the minimum amount required to open a Fixed...
Rs.10, 000/= for maturity deposits (Interest payable at maturity) Rs.100,...
What are the Eligibility criteria to open a Fixed Deposit?
Individual Any citizen of Sri Lanka or Residential Visa holder...
Does the asset need to be insured?
Company is the legal owner of the asset. Hence, Asset...
What if I’m late or skip a payment?
Default payment fee would be added for the nonpayment period....
Can I close the facility before the maturity period?
Yes, you can. You must pay the outstanding amount in...
Can I pay several rentals at once?
Yes, we always encourage to pay future rental in advance...
Can the payment plan structured to meet my cash flow?
Yes, this would be decided based on your cash flow...
What are my payment options?
You have both fixed and variable option. This depends on...
What are the rates of interest?
Please contact our customer service hotline no +94 11 2...
What is the repayment period?
It depends on the asset type, age of the asset,...
How do I get product information?
There are two ways, via our website or by contacting...