12 Months Mudharabah Investment Account
The 12 monthly Mudharabah Certificate is a medium-term deposit product for an investment period of one year only. Profit is paid on maturity with re-investment options available on a continuous basis. The minimum investment required is Rs. 100,000/= (for widows and senior citizens the minimum investment is Rs. 50,000/= for Mudharabah investment yielding monthly profits). Pre-mature withdrawal can be made with prior notice. Profit is calculated with a higher profit share to investors/depositors. Senior citizens also receive a higher profit share ratio for their investments compared to general Mudharabah Investments.